Inflation Planning Blueprint

Tax  Estate  Investment  Education Insurance Risk Planning Strategies

Welcome to BayRock Financial for Independent “Fiduciary” Advice.

Retirement Income - Taxable Strategies
Real Estate Investing, Municipal Bonds, Biz Plan 72%
Retirement Income - Tax Advantaged Strategies
IRA, 401k, Roth IRA Investment Management, DST 1031, Private Equity, Opportunity Zone 98%

SMARTER Inflation Planning

Inflation Planning Blueprint

A 15-minute phone call will give you a chance to make sure our expertise meets your needs. You talk. We listen. If it makes sense, we’ll schedule a Discovery Meeting.

 

During this 90 minute Discovery Meeting, our Certified Financial Planner™ professional will get crystal clear on your financial goals, needs, and concerns.

Before the Discovery Meeting, we will provide you with our “Client Intake Form” and we will set up a secure document vault.

prior to the Discovery Meeting, you will be invited to upoad any financial documents you would like to be a part of our “Gap Analysis”:

  • Tax Returns
  • Investment Statements
  • Estate Planning Docs
  • Insurance Policies

The information you provide will allow our team to prepare for a productive Discovery Meeting. You wouldn’t waste time meeting a podiatrist  when you need heart surgery.

If BayRock isn’t the best choice for your family or business, we’ll gladly point you to another professional who can better serve your needs.

 

Our Gap Analysis includes 20+ years of financial expertise, thousands of hours of research and training, and a focus on 7 Essential Elements of your Personal Financial Life:

  • Retirement Income and Expenses
  • Risk Management and Insurance Review
  • Estate Planning
  • Education Funding for Children and Grand Children
  • Tax Planning Strategies
  • Investment Strategies
  • Cash Flow Before, During, and After Retirement

With your Retirement Income Gap Analysis complete, your Certified Financial Planner™ professional will offer a second meeting (in person or virtually via Zoom) to review our findings and recommendations.

In plain English, we’ll explain exactly what you can do to improve your retirement income plan.

We will also answer any questions you have related to any of the items we identified as Gaps in your plan.

At the end of this meeting, we’ll provide a proposal, including a menu of services with the associated costs so that you can decide if working with BayRock Financial is the best move for you and your family.

If you need more time to think about it — no worries.  We’re ready when you’re ready.

Like any doctor, it’s important to diagnose before creating a treatment plan or writing a prescription. After our Discovery Meeting, our team coordinates with your advisory team (in our office or via Zoom).

  • Your CPA
  • Your Family or Business Attorney
  • Your Insurance Agent(s)
  • Your Stock Broker (if needed)

We often need to evaluate more than one possible course of action, taking into consideration your life situation, personal values, and current economic conditions. Evaluation is an important part of any successful plan.

Plan evaluation includes all of the major strategies that have been put in place for the purpose of achieving your goals.

At BayRock, each year we will Review, Reevaluate, and Revise Your Plan as needed.

Financial planning is a dynamic process and that doesn’t end after each step. We’re here to help you regularly assess your financial decisions. Changing personal, social, and economic factors may require more frequent assessments.

If life events affect your financial needs, our financial planning process can provide an easy way to adapt to those changes. A regular review of your financial plan (typically on an annual basis) helps us help you make any needed adjustments to bring your financial goals and activities in alignment with your vision, values, and purpose.

Smarter Inflation Planning for Better Bigger Faster Results

WHO

The Inflation Planning Blueprint is for investors [typically over age 50] who have accumulated investment & retirement assets of $500,000 or more. (Not including real estate.)

WHAT

A Free Inflation Planning blueprint & tax evaluation. We will show you how to improve your retirement success and reduce your tax bill before paying us a single dollar.

WHY

To identify gaps and opportunities in your financial plan and to help you evaluate the value of our services and make an informed decision about hiring BayRock. 

WHEN

There’s never been a better time than now to gain the clarity, confidence, and contentment that comes from having an up-to-date financial plan.

No Cost or Obligation

Retirement Income Blueprint by BayRock

We want you to know exactly how Inflation Planning by BayRock can help you and your family.

Sign up for our Inflation Planning monthly subscription we will conduct a thoughtful “Gap Analysis” to answer your 3 Big Questions.

Investment Guidance for Women

The 3 Big Questions

The BayRock Inflation Planning Blueprint answers your 3 Big Questions about retirement income:

  • When can I stop working?
  • How can I reduce my tax bill?
  • Where can I improve my Investments?

The very first step is a 15-minute phone call with a Certified Financial Planner™ at BayRock.

Fixing The Income Risk Management Estate Planning Education Funding Tax Planning Investment Management Cash Flow Gaps

Your Inflation Planning Blueprint

How Much Can You Withdraw in Retirement?

Gain clarity on how much you could withdraw from your portfolio to meet your income needs. The Retirement Income Blueprint helps you plan for your income needs and legacy goals.

Risk Management

BayRock is dedicated to helping individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. 

Is Your Estate Plan in Order?

Meet with BayRock for help aligning your retirement dreams with the income and cash flow requirements needed to achieve your most important goals. The Retirement Income Blueprint is free for investors with $500,000 or more of investable assets.

Understand the Cost of College Education

As you explore college financing options and determine which program, or combination of programs, will best meet your needs, let BayRock help you put it all together with a Retirment Income Blueprint.

Reduce Your Income Tax Liability

Do you know how much you could reduce your income tax liability by implementing smarter strategies in a customized tax plan? Most Accountants specialize in tax preparation, the Retirement Income Blueprint is focused on tax reduction.

Investment Management and Retirement Income

BayRock answers the big questions you have about retirement income planning:

- When can I retire?

- How much income should I withdraw?

- How do I make my income last my entire life?

- How do I pay less tax in retirement?

- Will my family be ok if something happens to me

Cash Flow Clarity and Confidence

The Inflation Planning Blueprint provides detailed projections for where your money is coming from and where your money is going. The Blueprint gives you clarity for prioritizing your needs, wants, and wishes and offers an easy way to compare your real cash flow with your forecast while removing the element of uncertainty and guesswork.

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IMPORTANT DISCLOSURE:

Investment Advice and Financial Planning are offered through BayRock Financial, L.L.C., a Registered Investment Advisor. BayRock does not provide tax or legal advice. The information presented here is not specific to any individual’s personal financial circumstances. To the extent that this material concerns tax matters or legal issues, it is not intended to be used, and cannot be used, by any investor or taxpayer for the purpose of avoiding penalties that may be imposed by law. Each investor should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes only. This content is based on publicly available information from sources believed to be reliable. BayRock Financial, L.L.C. cannot assure the accuracy or completeness of these materials and this information can change at any time and without notice. Use this material only as general guide to further discussion with your Certified Financial Planner™ professional and/or other Financial Advisor(s).