Covered Call Strategy
Covered Call Option Strategy is an options trading approach commonly used by investors who own stock and want to generate additional income from their holdings.
Welcome to BayRock Financial for Independent “Fiduciary” Advice.
A 15-minute phone call will give you a chance to make sure our expertise meets your needs. You talk. We listen. If it makes sense, we’ll schedule a Discovery Meeting.
During this 90 minute Discovery Meeting, our Certified Financial Planner™ professional will get crystal clear on your financial goals, needs, and concerns.
Before the Discovery Meeting, we will provide you with our “Client Intake Form” and we will set up a secure document vault.
prior to the Discovery Meeting, you will be invited to upoad any financial documents you would like to be a part of our “Gap Analysis”:
The information you provide will allow our team to prepare for a productive Discovery Meeting. You wouldn’t waste time meeting a podiatrist when you need heart surgery.
If BayRock isn’t the best choice for your family or business, we’ll gladly point you to another professional who can better serve your needs.
Our Gap Analysis includes 20+ years of financial expertise, thousands of hours of research and training, and a focus on 7 Essential Elements of your Personal Financial Life:
With your Retirement Income Gap Analysis complete, your Certified Financial Planner™ professional will offer a second meeting (in person or virtually via Zoom) to review our findings and recommendations.
In plain English, we’ll explain exactly what you can do to improve your retirement income plan.
We will also answer any questions you have related to any of the items we identified as Gaps in your plan.
At the end of this meeting, we’ll provide a proposal, including a menu of services with the associated costs so that you can decide if working with BayRock Financial is the best move for you and your family.
If you need more time to think about it — no worries. We’re ready when you’re ready.
Like any doctor, it’s important to diagnose before creating a treatment plan or writing a prescription. After our Discovery Meeting, our team coordinates with your advisory team (in our office or via Zoom).
We often need to evaluate more than one possible course of action, taking into consideration your life situation, personal values, and current economic conditions. Evaluation is an important part of any successful plan.
Plan evaluation includes all of the major strategies that have been put in place for the purpose of achieving your goals.
At BayRock, each year we will Review, Reevaluate, and Revise Your Plan as needed.
Financial planning is a dynamic process and that doesn’t end after each step. We’re here to help you regularly assess your financial decisions. Changing personal, social, and economic factors may require more frequent assessments.
If life events affect your financial needs, our financial planning process can provide an easy way to adapt to those changes. A regular review of your financial plan (typically on an annual basis) helps us help you make any needed adjustments to bring your financial goals and activities in alignment with your vision, values, and purpose.
The Inflation Planning Blueprint is for investors [typically over age 50] who have accumulated investment & retirement assets of $500,000 or more. (Not including real estate.)
A Free Inflation Planning blueprint & tax evaluation. We will show you how to improve your retirement success and reduce your tax bill before paying us a single dollar.
To identify gaps and opportunities in your financial plan and to help you evaluate the value of our services and make an informed decision about hiring BayRock.
There’s never been a better time than now to gain the clarity, confidence, and contentment that comes from having an up-to-date financial plan.
We want you to know exactly how Inflation Planning by BayRock can help you and your family.
Sign up for our Inflation Planning monthly subscription we will conduct a thoughtful “Gap Analysis” to answer your 3 Big Questions.
The BayRock Inflation Planning Blueprint answers your 3 Big Questions about retirement income:
The very first step is a 15-minute phone call with a Certified Financial Planner™ at BayRock.
- When can I retire?
- How much income should I withdraw?
- How do I make my income last my entire life?
- How do I pay less tax in retirement?
- Will my family be ok if something happens to me
Covered Call Option Strategy is an options trading approach commonly used by investors who own stock and want to generate additional income from their holdings.
XOM Covered Call Strategy allows us to generate consistent income through option premiums while still holding XOM for its consistent dividend payouts, providing a reliable stream of passive income.
Document Vault is a secure, digital storage solution designed to centralize your financial documents. Your latest tax returns or life insurance policies, the Document Vault ensures these documents are protected and easily accessible.
donor-advised fund is a simple, tax-smart investment solution for charitable giving. You’ll be eligible for a current-year tax deduction and can be more strategic about your giving decisions.
Market Update July 2024: Last week, major U.S. equity indexes traded higher as investors interpreted soft June consumer pricing inflation data. The Dow Jones Industrial Average led the way, closing just shy of its record high.
BayRock Advantage Explore the full range of benefits and opportunities that come with merging with BayRock
Investment Advice and Financial Planning are offered through BayRock Financial, L.L.C., a Registered Investment Advisor. BayRock does not provide tax or legal advice. The information presented here is not specific to any individual’s personal financial circumstances. To the extent that this material concerns tax matters or legal issues, it is not intended to be used, and cannot be used, by any investor or taxpayer for the purpose of avoiding penalties that may be imposed by law. Each investor should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes only. This content is based on publicly available information from sources believed to be reliable. BayRock Financial, L.L.C. cannot assure the accuracy or completeness of these materials and this information can change at any time and without notice. Use this material only as general guide to further discussion with your Certified Financial Planner™ professional and/or other Financial Advisor(s).