Important Disclosure for Internent Users
BayRock Disclosure
BayRock Disclosure for Internet Users
BayRock Financial, LLC (“BayRock”) is a registered investment adviser located in Houston, Texas.
- BayRock and its representatives are in compliance with the current registration and notice filing requirements imposed upon Texas registered investment advisers.
- BayRock may only transact business in those states in which it is registered, notice filed, or qualifies from an exemption or exclusion from registration or notice filing requirements.
- BayRock’s website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law.
- BayRock’s web site should not be construed by any consumer and/or prospective client as BayRock’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.
- Information on this site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from BayRock.
- Any subsequent, direct communication by BayRock with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.
- For information pertaining to the registration status of BayRock, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov.
- A copy of BayRock’s current written disclosure statement discussing BayRock’s business operations, services, and fees is available from BayRock upon written (email) request.
- BayRock does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BayRock’s web site or incorporated herein.
- All information on BayRock’s website is provided solely for convenience and/or educational purposes only and all users should be guided accordingly.
Access To This Web Site Is Provided For Informational And Educational Purposes Only Without Any Warranties, Expressed Or Implied, Regarding the Accuracy, Completeness, Timeliness, Or Results Obtained From Any Information Posted On This Web Site Or Any Third Party Web Site Linked To This Web Site.
BayRock Mission Statement
Our team are dedicated to helping individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose.
About our future
BayRock will build on the principles that have set us apart from our Wall Street competition from the beginning. As we grow, we will provide employment opportunities to younger Financial Advisors who want to have the freedom to help people pursue their purpose without the stress of corporate sales goals.
founder
A Word from the CEO
Jim Munchbach, CFP®, CLU®, ChFC®, CPCU®
Jim Munchbach is Founder and CEO at BayRock Financial, L.L.C. Jim has been teaching Personal Finance at the Bauer College of Business at University of Houston since 2012. Jim is also an instructor in the Rice CFP® Program and a workshop speaker for Vistage WorldWide, Inc. Jim and his team are dedicated to helping individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. Jim is the author of three books related to Financial Life Planning, is a lifetime member of the Christian Coaching Network, and a non-active previously qualified member of Kingdom Advisors. Before going to work on Wall Street at Morgan Stanley, Jim was the first State Farm agent in the Houston area to offer fee-based financial planning services as a Certified Financial Planner™ Professional. Jim lives in Friendswood, Texas, with his wife Connie and their dog Lucy. In addition to loving on grand babies, Jim’s favorite activities include RV Camping, Motorcycle riding, hiking , and meeting new friends in and around Houston.
IMPORTANT DISCLOSURES:
Investment Advice and Financial Planning are offered through BayRock Financial, L.L.C., a Registered Investment Advisor. BayRock does not provide tax or legal advice. The information presented here is not specific to any individual’s personal financial circumstances. To the extent that this material concerns tax matters or legal issues, it is not intended to be used, and cannot be used, by any investor or taxpayer for the purpose of avoiding penalties that may be imposed by law. Each investor should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes only. This content is based on publicly available information from sources believed to be reliable. BayRock Financial, L.L.C. cannot assure the accuracy or completeness of these materials and this information can change at any time and without notice. Use this material only as general guide to further discussion with your Certified Financial Planner™ professional and/or other Financial Advisor(s).
