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30 Days to Make Your Money Count

30 Days to Make Your Money Count

30 Days to Make Your Money Count

Connecting Your Resources to What Matters Most

Ready for 30 Days to Make Your Money Count? In this free online course, we have plenty to cover. As you review the outline for 30 Days to Make Your Money Count, you’ll see that we have included a daily lesson for each of the 30 Days to Make Your Money Count. In the Day Title, we’ve included a tag to help you identify which lessons may (or may not) be for you.

Here’s a list of tags and what they mean:

  • This Day is required for All Participants: 📽‼️

  • This Day is Optional and Informational 👉

  • This Day is for Beginners (and College Graduates) 🎓

  • This Day contains Advanced Wealth Building Strategies 📊

  • This Day is designed to help you Save More Money, Pay Lower Taxes, And Build a Better Retirement 👉💲✅

  • Homework 🛠️

Day 0: Welcome to 30 Days to Make Your Money Count – Let’s Get Started! 📽‼️

  • Understand the course objectives and structure.

  • What is a Financial Plan?

  • The benefits of strategic financial decision-making.

  • Introducing the Thinkific Mobile App for a better learning experience.

  • Introducing BayRock RightCapital Mobile App for building your plan.

  • About Weekly Zoom Meetings for Group Coaching.

  • About One-On-One Financial Coaching sessions with Jim Munchbach, CFP® Professional.

Day 1: Three Laws of Personal Finance 📽‼️

  • The Law of Spending and Saving.

  • The Law of Tax-Advantaged Investing.

  • The Law of Purpose and Commitment.

Day 2: Getting Started with Your Financial Plan 📽‼️

Homework: 🛠️📽‼️

  • Gathering and Organizing Your Important Financial Data

  • Get Your Risk Number

  • Create your BayRock Account for RightCapital

  • Sign Up for 30 Days to Make Your Money Count

  • Download the RightCapital Mobile App

  • Download the Thinkific App

Day 3: Manage Your Financial Plan on the Go with RightCapital Mobile App 📽‼️

  • Managing your financial plan on the go (RightCapital Mobile App)

  • RightCapital Online vs. The RightCapital Mobile App

  • BayRock RightCapital Demo Video

Homework:🛠️

Day 4: Organizing Your Financial Document Vault 👉

  • Explore the features of your client portal and document vault.

  • Understand how to securely access and manage your financial documents.

  • Client Portal and Document Vault Demo in RightCapital

Homework:🛠️

Day 5: Linking Your Accounts Like Mint.com 📽‼️

  • Linking Your Accounts to Make Your Money Count!

  • Aggregating your financial accounts for a holistic view.

  • Linking Accounts in RightCapital Demo

Homework:🛠️

Day 6: Tools for Spending and Budgeting👉💲✅ 🎓

  • Explore spending and budgeting tools.

  • Learn how to effectively manage your expenses and savings.

  • The Budgeting Tool in RightCapital

Homework:🛠️

Day 7: Starting with Vision Building on Purpose 📽‼️

  • Start by clarifying your vision, values, and purpose.

  • Recognize the importance of setting clear financial goals.

  • Entering Your Goals in RightCapital

Homework:🛠️

Day 8: Building a Purpose-Centered Financial Plan 📽‼️

  • Featuring The Blueprint for Financial Success.

  • How to align your financial plan with your vision, values, and purpose.

  • Connecting Your Resources to What Matters Most

Homework: 🛠️

Day 9: The Seven Essential Elements of Financial Planning 👉💲✅ 🎓

  • FREETIC – an Acronym for the Financial Planning Process

  • The Blueprint – More than just a Metaphor for Financial Planning

  • The Blueprint for Financial Success in Your Plan

Homework:🛠️

Day 10: Retirement Planning Overview 👉💲✅ 🎓

  • Understanding the key components of Retirement Planning

  • Smarter Strategies and Better Results

  • Retirement Analysis in Your Plan

Homework:🛠️

Day 11: Protect What Matters: Risk Management and Insurance Planning 👉💲✅ 🎓

  • Learn the basics of insurance needs analysis.

  • Protecting your financial future through Insurance Planning.

  • Entering Your Insurance in Your Plan

Homework:🛠️

Day 12: Shape Your Legacy: Essential Estate Planning Strategies 👉💲✅ 🎓

  • Estate Planning Essentials

  • A better strategy to protect and distribute your assets.

  • Estate Planning in Your Plan

Homework:🛠️

Day 13: Invest in Education: Planning for Your Children’s Future 👉💲✅

  • Exploring strategies to pay for education expenses.

  • The Best Ways to save and invest for your children’s education.

  • Education Planning in Your Plan

Homework:🛠️

Day 14: Minimize Tax Impact: Effective Tax Planning Strategies 👉💲✅ 🎓

  • Understand the significance of tax-efficient planning.

  • Learn techniques to minimize your tax liabilities.

  • Tax Planning Strategies in Your Plan

Homework:🛠️

Day 15: Investment Management Strategies 👉💲✅ 🎓

  • Explore effective investment management techniques.

  • Learn how to build a diversified and balanced investment portfolio.

  • Investment Management Strategies in Your Plan

Day 16: Cash Flow Management Techniques👉💲✅ 🎓

  • Understand the importance of cash flow management.

  • Learn techniques to optimize your cash inflows and outflows.

  • Cash Flow Management in Your Plan

Homework:🛠️

Day 17: Preparing for Uncertainty with Monte Carlo Simulations 👉

  • Learn about Monte Carlo simulations in financial planning.

  • Understand how they can help you prepare for uncertainty.

  • Monte Carlo Simulations in Your Plan

Homework:🛠️

Day 18: Credit and Debt Management Strategies 👉💲✅

  • Explore effective strategies to manage loans and debt.

  • Implement the best debt strategies to quickly achieve financial freedom.

  • Credit and Debt Management Strategies in Your Plan

Homework:🛠️

Day 19: Analyzing Annuities for Your Financial Plan 👉

  • Understand the role of annuities in financial planning.

  • Learn how to evaluate and incorporate annuities into your strategy.

  • Analyzing Annuities in Your Plan

Homework:🛠️

Day 20: Advanced Cash Flow Planning Techniques 👉

  • Explore advanced cash flow planning methods.

  • Understand how to optimize your cash flow for financial success.

  • Advanced Cash Flow Planning in Your Plan

Homework:🛠️

Day 21: Moving the Needle in Your Retirement Plan 👉💲✅

  • Understand the components of a comprehensive retirement plan.

  • Learn strategies to ensure a financially secure retirement.

  • Moving the Needle in Your Retirement Plan

##### Homework:🛠️

Day 22: Retirement Income and Spending Techniques 👉💲✅

  • Explore different sources of retirement income.

  • Learn how to maximize your retirement income for a comfortable life.

  • Analyzing Retirement Income Streams in Your Plan

Homework:🛠️

Day 23: Interactive Scenario Planning 👉💲✅

  • Discover the power of interactive scenario planning.

  • Learn how to model different financial scenarios for informed decisions.

  • Adding an Interactive Scenario in Your Plan

Homework:🛠️

Day 24: Common Estate Planning Mistakes 👉💲✅

  • Understand the essentials of estate planning.

  • Learn how to develop a strategy to protect and distribute your assets.

  • Estate Planning Mistakes in Your Plan

Homework:🛠️

Day 25: Advanced Estate Planning Strategies 👉💲✅

  • Explore estate planning considerations for high net worth individuals.

  • Understand how to navigate complex estate planning scenarios.

  • Advanced Estate Planning Strategies in Your Plan

Homework:🛠️

Day 26: Medicare Planning and Premium Calculation 👉

  • Understand the basics of Medicare planning.

  • Learn how to calculate and plan for Medicare premiums.

  • Adding Medicare Premium Calculation in Your Plan

Homework:🛠️

Day 27: Dynamic Retirement Spending Strategies 👉💲✅

  • Explore strategies to manage your retirement spending.

  • Learn how to adjust your spending to ensure a sustainable retirement.

  • Dynamic Retirement Spending Strategies in Your Plan

Homework:🛠️

Day 28: Tax Allocation Strategies 👉💲✅

  • Understand Tax Allocation Strategies

  • Learn how to allocate investments for optimal Tax Allocation Strategies

  • Tax Allocation Strategies in Your Plan

Homework:🛠️

Day 29: Investment Analysis 👉💲✅

  • Investment Analysis based on your holdings

  • How to manage and optimize your investment holdings.

  • Investment Analysis in Your Plan

Homework:🛠️

Day 30: Your Capstone Assignment – Free Coaching Session 👉💲✅

  • Recap key lessons from the previous 30 days.

  • Apply your learning to build a compelling and personalized financial plan.

  • Fine-tune your plan based on your specific financial goals and circumstances.

Homework:🛠️

Day 31: Let’s Review Your Financial Future 👉💲✅ 🎓

  • Book a Free CFP® Consultation with Jim Munchbach

  • Recap your journey and accomplishments of the past 30 days.

  • Three Next Steps to…

    • Save More Money,

    • Pay Lower Taxes, and

    • Build a Better Retirement

       

IMPORTANT DISCLOSURE:

Investment Advice and Financial Planning are offered through BayRock Financial, L.L.C., a Registered Investment Advisor. BayRock does not provide tax or legal advice. The information presented here is not specific to any individual’s personal financial circumstances. To the extent that this material concerns tax matters or legal issues, it is not intended to be used, and cannot be used, by any investor or taxpayer for the purpose of avoiding penalties that may be imposed by law. Each investor should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes only. This content is based on publicly available information from sources believed to be reliable. BayRock Financial, L.L.C. cannot assure the accuracy or completeness of these materials and this information can change at any time and without notice. Use this material only as general guide to further discussion with your Certified Financial Planner™ professional and/or other Financial Advisor(s).

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